EnrichMoney VISA Prepaid Card (hereinafter “Card”) is an electronic money (e-money) payment instrument with multi-currency wallet powered by Merchantrade Asia Sdn Bhd (Merchantrade) that contains monetary value that is paid in advance by the Cardholder to enable payments for purchases, which carries the VISA payment features. 

Merchantrade as the e-money issuer shall remain liable to all Cardholder(s) on the e-money issued. 

You can use your EnrichMoney VISA Prepaid Card anywhere that accepts VISA. There are more than 120,000* VISA merchant in Malaysia and 46 million* VISA merchant locations worldwide. If you wish to use your card in VISA merchant in the overseas, please make sure you enable the Oversea Spending setting at Card Settings. 

You can also make cash withdrawals at Merchantrade branches, participating agents as well as more than 11,000* VISA Plus ATMs in Malaysia and more than 2.5 million* worldwide. Withdrawal fees apply. The maximum cash withdrawal per day is RM5,000.

It's simple - download EnrichMoney app on the Google Play or App Store, click ‘Sign Up’ button to follow the step-by-step instruction and within approximately 5-10 minutes, you will have completed the sign up process. 

For existing Enrich member, applicant will require to login into Enrich portal to authenticate the membership. For non-existing Enrich member, applicant will be automatically enrolled as an Enrich member upon successful sign-up for the Card

Yes, there is an initial top-up of minimum RM50.00 is required during the sign-up process. The breakdown of the fee structure as below:

• RM10.00: Card Issuance Fee
• RM10.00: Annual Fee
• RM20.00: Minimum stored value (Refundable deposit). It will be refunded when you cancel the Card.
• RM10.00: Remaining balance that is available in the Card to spend.